Insurance Claims for Storm Damage Rise Across the South Coast This Winter

This winter has seen a noticeable rise in storm related insurance claims across the South Coast, with homeowners reporting damage caused by high winds, heavy rainfall and persistent coastal weather. Roof tiles, guttering, fences and exterior walls have taken the brunt of the impact, along with an increase in water ingress affecting older properties.

For regions such as Dorset, Bournemouth, Poole and Christchurch, this pattern is becoming more frequent as winters grow wetter and more unpredictable.

The most common types of storm damage

Homeowners and insurers report similar patterns each year when severe weather hits. The most common issues include

• slipped or missing roof tiles

• damaged felt or leaking flat roofs

• cracked render and exposed brickwork

• blocked or overflowing gutters

• water ingress around windows and doors

• fallen fencing and garden structures

None of these issues should be ignored. Storm damage often starts small but can escalate quickly if water continues to enter the property or if structural materials begin to weaken.

Why this matters for Dorset homeowners

Homes along the coast face harsher conditions than inland properties. Salt in the air, strong winds and sudden temperature changes make roofs and exterior surfaces more vulnerable.

Builders like Causeway Construction regularly help homeowners secure their properties after storms and carry out preventative repairs that reduce the risk of future damage. Even newer homes can benefit from a seasonal inspection to ensure everything remains watertight.

Warning signs to look for after a storm

Checking your home after heavy weather can prevent bigger issues later. Look for subtle signs such as

• damp patches appearing on ceilings or walls

• water drips in loft spaces

• loose flashing around chimneys

• overflowing gutters

• swollen timber around windows

• unusual drafts or cold spots

If anything looks suspicious, it is best to arrange an assessment early.

How builders can help

Builders on the South Coast are familiar with the demands of coastal weather. Services typically include roof repairs, gutter replacement, repointing, rendering repairs, structural checks and preventative waterproofing.

A proactive approach can save homeowners time, stress and insurance complications later in the year.